Financial Calculator Suite

Rent vs. Buy Inputs

Real-time

Home Purchase Price i

Down Payment i

Mortgage Interest Rate i

Loan Term i

Property Tax Rate i

Maintenance / Insurance i

Home Appreciation Rate i

Current Monthly Rent i

Annual Rent Increase i

Investment Return / Opportunity Cost i

General Inflation Rate i

Horizon i

Include Opportunity Cost of Down Payment i

Total Rent Out-of-Pocket

Nominal over horizon

Total Buy Out-of-Pocket

Nominal over horizon

Net Worth Difference

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Inflation-adjusted

Renter Final Net Worth

Invested savings + down payment opportunity cost

Buyer Final Net Worth

Home equity + invested cash-flow advantage